Pensions
We offer a range of retirement contracts. Our independence means that we can research the market and are not tied to any particular company. We will typically choose a pension provider with a wide range of funds and a strong investment performance.
Annuities
This is a contract that enables you to exchange all or part of your pension for a guaranteed income for life. Once again, we will research the whole of the independent market for the highest level of income.
Enhanced Annuities
This can produce a higher guaranteed income based upon a clients health history. Once again we will research the whole of the independent market.
Drawdown
Alternatively we can offer Pension Drawdown, where on retirement no annuity is purchased. Instead the pension pot remains invested and income is drawn down on an ad hoc basis.
An agreed fee will be charged based upon the work carried out, the size of the fund and the number of pension providers involved.